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GM Consulting USA LLC has established itself as a prominent loss adjusting company

serving the insurance industry. The team's tremendous experience and vast resources 

encompasses a wide spectrum of complex claims. Our global team is poised to assist

you in all aspects of your insurance claims' objectives.

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Raymond A Pawlak, CEO/President


For 25 years, Ray has dedicated himself to managing major claims for liability, damages, and operational loss in the fields of construction and commercial and industrial real estate. He has had clients in the U.S. as well as in South America, Asia, and Europe. Ray also leads investigations and damage surveys as part of product recalls on behalf of multinational companies. In addition, he has distinguished himself in the field of appraisals and umpiring. Ray supervises GM Consulting USA's teams based in Chicago, Cleveland, Minneapolis, New York, and Los Angeles.

202 Campbell Street, Suite 2B
Geneva IL 60134

Tel: 630-777-4302

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Martin Wright, Vice President


Martin has over 30 years’ experience handling major property losses. He has worked as an independent loss adjuster in the United Kingdom, Australia, South America and the Caribbean. A New York City resident for 15 years, Martin leads the management of major property claims. These include energy, machinery breakdown, construction, and commercial real estate in the United States.

75 Maiden Lane, Suite 209

New York, NY 10038

Tel: 917-940-6922

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Tim Gardner, Kansas City, MO / Tampa, FL:  Executive General Adjuster

Tim’s experience in the Property and Casualty Insurance industry spans a 29-year period and includes adjusting residential, commercial, industrial, manufacturing, educational, retail, telecommunications, and builders’ risk claims. Tim started his career in the insurance claims industry working residential and casualty claims in Kansas City. After extensive educational and field training Tim’s career progressed to commercial field adjuster, General Adjuster, Executive General Adjuster, Large Loss Supervisor, EGA Manager, VP President of Commercial Claims and finally President of NHI General Adjusters.

Kansas City Address:

8271 N Tullis Ave. #2312

Kansas City, MO 64158

MO:             (816) 719-4903

Tampa Address:

4098 Crayford Ct.

Land O Lakes, FL 34638


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Randy Oxen, Los Angeles:  Executive General Adjuster

Randy has been a multi-line Independent Insurance Adjuster and Investigator since 1995. He is experienced in handling all types of property losses; liability, first and third party, including commercial and home owners, trucking and auto, construction and product defect, subrogation and recovery, fraud and SIU. Randy also provides expertise with bad faith defense, employee malfeasants, expert testimony at depositions and trial, managing litigation and cost, MSJ, MSC, mediation and arbitration. Randy is a licensed independent adjuster in the state of California and has adjusted claims in over 20 states and Mexico.

3413 ,Sunnywood Drive

Fullerton, CA  92835

Tel: 714-397-4200

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Don Seidel, Executive General Adjuster, Cleveland

For 44 years, Don has dedicated himself to managing major claims for property damages and operational losses in the fields of energy, construction, commercial and industrial businesses. He has clients in North America, Europe and Asia. Don joined GM Consulting USA in 2016 as an Executive Adjuster.

2212 Westminster Road

Cleveland, OH  44118-2824

Office: 216-932-3561

Mobile: 216-678-0599

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Ruth Saeys, Belgium

After graduating from the University of Ghent, Belgium as an MSc in Geology, Ruth started her career as an environmental consultant and worked on soil, groundwater and surface water contaminations. She subsequently became the Head of the Soil Investigation Department. In 2008 Ruth joined the Loss Adjusting industry at a global company and continued to specialize in environmental losses but also widening her scope towards claims related to Food and Feed Contamination, General Liability losses, Product Recalls etc. In 2010, Ruth assumed the role as head of the Global Environmental Practice Group, leading an international team of environmental loss adjusters.   


Ruth speaks at seminars and also hosts various in-house training sessions for insurers and brokers across the globe. Ruth has a private investigator's license and is a FUEDI ELAE adjuster. She is fluent in English, French, Dutch and German and understands Spanish and Esperanto.


Lic. Nr. Private Investigator 14.1893.11



IJsvogelstraat 17

B-9940 Ertvelde

M. +32(0)468.50.56.95

T. +32 (0)

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